Terms of Use

Effective May 25, 2026

These Terms of Use (the “Terms”) govern your access to and use of this website (the “Site”), operated for Dwight Gooden Jr. as an authorized independent representative of Synergy Processing LLC. By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the Site.

1. About the Site; no offer of services

The Site is provided for informational purposes and as a contact path to Dwight Gooden Jr.. Nothing on the Site constitutes an offer or commitment to provide payment processing, lending, equipment, software, rewards, or any other service. All such services are provided by Synergy Processing LLC (or its designated providers) subject to Synergy Processing LLC’s own merchant or loan agreements, underwriting, and approval. Dwight Gooden Jr. is an independent contractor; he is not an employee or agent of any card network, bank, or payment processor referenced on the Site.

2. Eligibility

You must be at least 18 years old and able to enter into a binding contract to use the Site. The Site is intended for businesses and business decision-makers located in the United States.

3. Submissions and prohibited content

When you submit information through any form on the Site, you agree that the information is true, accurate, and your own (or that you have authority to share it on behalf of your business). You agree not to submit:

• Full card numbers, full bank-account numbers, Social Security numbers, or other sensitive payment or personal identifiers.
• Protected health information.
• Content that is unlawful, defamatory, infringing, or that violates a third party’s rights.
• Malware, exploit code, or content intended to disrupt the Site.

You grant us the right to use submissions for the purposes described in our Privacy Policy (responding to your inquiry, routing it to Synergy Processing LLC, and operating the Site).

4. Savings calculator

The savings calculator produces estimates based on inputs you provide and industry-average assumptions. Estimates are not quotes. Actual savings depend on processing volume, ticket size, card mix, current rates, card-brand interchange, applicable fees, and other factors, and may differ materially from displayed estimates. No outcome is guaranteed.

5. Surcharge / Cash Discount and pricing programs

The Cash Discount, Surcharge, and Cost Plus / Wholesale pricing programs described on the Site are available where permitted by law. State surcharging rules vary (for example, some states prohibit or restrict credit-card surcharges and impose specific disclosure or cap requirements). Synergy Processing LLC confirms program availability, applicable rates, and required disclosures for your jurisdiction during onboarding. Card-network rules also apply and may change.

6. Synergy Merchant Rewards

The Synergy Merchant Rewards program is operated by Synergy Processing LLCor its rewards provider and is governed by the program’s own terms, which control point accrual, redemption, expiration, and eligibility. A self-service merchant redemption portal is in preparation; until it launches, redemption is handled directly. Any rewards examples shown on the Site are illustrative only and not guarantees of earnings.

7. Third-party services and links

The Site embeds or links to third-party services, including Calendly (meeting scheduling), Synergy Processing LLC’s website, and the websites of equipment and software vendors referenced in our catalog. We do not control those third parties and are not responsible for their content, products, practices, or terms. Your use of a third-party service is governed by that service’s own terms and privacy policy.

8. Intellectual property

The Site, its design, text, graphics, code, and the “Gooden × Synergy Processing” name and presentation, are owned by or licensed to Dwight Gooden Jr. and Synergy Processing LLC and are protected by copyright, trademark, and other intellectual-property laws. You may view and print pages for your own informational use; you may not reproduce, distribute, modify, scrape, frame, or create derivative works without our prior written permission.

Product names and marks referenced on the Site (including but not limited to Clover^®, DejaVoo^®, Cheddar^™, TiLo^™, Visa^®, Mastercard^®, American Express^®, Apple Pay^®, Google Pay^™, and Samsung Pay^®) are the trademarks of their respective owners. Reference to them does not imply endorsement of Dwight Gooden Jr. or Synergy Processing LLC by those owners.

9. Acceptable use

You agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms.
• Access or use the Site by automated means (bots, scrapers, crawlers) except for well-behaved search engine indexing consistent with our robots.txt.
• Probe, scan, or test the vulnerability of the Site or any related system without our express prior written permission.
• Interfere with or disrupt the Site or place an unreasonable load on its infrastructure (including spamming forms or attempting to defeat rate limits).
• Misrepresent your identity or affiliation with any person or organization.
• Use the Site to send unsolicited communications, chain messages, or marketing solicitations to us or others.

10. Suspension and termination

We may suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, to us, or to third parties. Sections that by their nature should survive termination will survive.

11. Disclaimers

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND UNINTERRUPTED OR ERROR-FREE OPERATION. WE DO NOT WARRANT THAT THE SITE OR ANY INFORMATION ON IT IS COMPLETE, CURRENT, OR FREE OF ERRORS, OR THAT THE SITE WILL MEET YOUR REQUIREMENTS.

12. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL Dwight Gooden Jr., Synergy Processing LLC, OR THEIR RESPECTIVE AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100). Because some jurisdictions do not allow the exclusion or limitation of certain damages, some of the above limitations may not apply to you; in those jurisdictions, our liability is limited to the smallest amount permitted by law.

13. Indemnification

You agree to indemnify, defend, and hold harmless Dwight Gooden Jr., Synergy Processing LLC, and their respective affiliates, officers, employees, and agents from and against any claim, demand, loss, liability, or expense (including reasonable attorneys’ fees) arising out of or relating to (a) your use of the Site, (b) your breach of these Terms, (c) your violation of any law or the rights of a third party, or (d) any content or information you submit through the Site.

14. Governing law and venue

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. The exclusive venue for any dispute arising out of or relating to these Terms or the Site is the state or federal courts located in New York, and you consent to the personal jurisdiction of those courts. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

15. Changes to these Terms

We may update these Terms from time to time. When we do, we will update the “Effective” date at the top of this page. Material changes will be highlighted on the Site for a reasonable period before they take effect. Your continued use of the Site after changes take effect constitutes your acceptance of the updated Terms.

16. General

• Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us regarding the Site, superseding any prior agreements on the same subject.
• Severability. If any provision is held unenforceable, the remaining provisions remain in full force, and the unenforceable provision will be reformed to the minimum extent necessary.
• No waiver. Our failure to enforce any provision is not a waiver of our right to enforce it later.
• Assignment. You may not assign these Terms without our prior written consent; we may assign them to an affiliate or successor without notice.
• Relationship. Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and us.
• Headings. Section headings are for convenience only and do not affect interpretation.

17. Contact

Questions about these Terms should be directed to:

Synergy Processing LLC
c/o Dwight Gooden Jr., Authorized Representative
[Synergy Processing LLC mailing address — to be provided]
Email: Info@synergyprocessingllc.com
Phone: (833) 395-5575

© 2026 Gooden × Synergy Processing.